Andres Garcia
Speak with a Licensed Agent
631-413-3356
Helping You Secure Your Family's Future
Protecting Your Loved Ones
Your Nationwide Specialists in Funeral Insurance
We collaborate with more than 30 trusted insurance providers, allowing you to compare plans and find the best final expense insurance at the most affordable price.
Why Choose Us
Our mission is to assist in securing the ideal final expense insurance policy. We offer a wide range of insurance companies to choose from, ensuring we remain impartial. Our primary aim is to help you find the best plan at the best price, tailored to your needs and preferences.
Affordable Options
We have over 35 carriers to choose from to make sure you are getting the most out of your money.
25 Years of experience
We've been in business for over 18 years and have served thousands of inviduals and families.
Custom Quoting
Receive a genuine final expense quote from various companies through a single specialist, sparing you from numerous calls from multiple agents who may not prioritize your best interests.
Service
You will be paired with a dedicated Specialist who is committed to securing the best coverage for you.
Experience
We specialize in final expense insurance for seniors. Benefit from our expert guidance to ensure you make the best decision for your needs.
Commitment to Your Needs
Our goal is to assist in finding the optimal final expense insurance policy. With a wide selection of insurance companies to choose from, we maintain our independence to ensure you receive the best plan at the most competitive price with the provider that fits you best.
The Cost Of Funeral Expenses Is Rising!
In recent years the cost has risen by 20-30%
What is Final Expense Insurance?
Final expense insurance, also known as burial insurance or funeral insurance, is a type of life insurance policy designed to cover the costs associated with a person's funeral and other end-of-life expenses.
These policies typically offer lower coverage amounts compared to traditional life insurance policies, usually ranging from $5,000 to $25,000, and are intended to ensure that the insured's family is not burdened with the financial costs of a funeral, burial, or other related expenses.
Simplified Underwriting:
These policies often have simplified underwriting processes, meaning that applicants may not need to undergo a medical exam. Instead, they may only need to answer a few health-related questions.
Affordable Premiums:
Premiums for final expense insurance are generally affordable and can be paid on a monthly, quarterly, or annual basis.
Fixed Premiums:
Premiums usually remain fixed for the life of the policy, ensuring that the cost does not increase over time.
How much does Burial Insurance generally cost?
The average monthly cost for a burial insurance policy ranges from $50 to $100 for around $10,000 in coverage. The final price depends on several factors, including your age, health, tobacco use, the type of policy, your state of residence, and the amount of coverage you purchase.
Whole Life Coverage:
Most final expense insurance policies are whole life policies, which means they do not expire as long as premiums are paid, and they may build cash value over time.
Immediate Payout:
The policy's death benefit is typically paid out quickly to the beneficiary upon the insured's death, helping to cover immediate expenses.
Call - 631-413-3356
Site: https://andresgarciainsurance.com/